Rates as of Friday, September 3, 2010
Product Description	Points	Interest Rate	Annual Percentage Rate	Fully Indexed Rate	Payment per $1,000	Apply
Bank will pay up to $300 in closing costs with a $10,000 disbursement in new indebtedness to Mascoma Savings Bank. No Annual Fee.
Maximum Rate is 18%. Your rate will not exceed 18% for the life of the loan. The RGC rate is for Relationship Gold Checking customers.
Home Equity LOC
*RGC 3 month ARM - 10 Year Term	0.000	4.500%	4.500%	N/A	$10.36
**Standard 3-month ARM - 10 Year Term	0.000	4.500%	4.500%	N/A	$10.36

 

 

Variable Rates may be increased after consummation.

Minimum Rates for Home Equity Line of Credit is 4.50%.  Your rate cannot fall below 4.5%.

*Relationship Gold Pricing: The Wall Street Prime Rate - 25%.

**Standard Pricing: The Wall Street Prime Rate + .50%.